How do apps transform the way we do finance?

As the number of smartphone applications are growing, their operational area is broadening too. Today, users like if mobile apps make their life easier by simplifying and accelerating processes.

Here are the best and most popular finance apps, which help you to organize and optimize your finances.

#1 PostFinance iOS/Android

Transfer money, buy electronic credits or top-up prepaid ones. You can transfer money to mobile numbers or private accounts by entering the account number, the IBAN or scanning the IBAN QR code. Beside credit purchasing (prepaid systems, Spotify, iTunes or Playstation, etc), PostFinance also provides you to catch up on the latest trading and stock exchange news.

#2 TWINT iOS/Android

TWINT is shopping and payment app, you can offset your payment obligations via smartphone without any cash. For regulatory reasons TWINT can only be used in Switzerland. TWINT can be used in several stores (restaurants, shops, like Coop and numerous bars) and also at online stores.

#3 CrontoSign iOS/Android

Cronto Sign is a useful app for e-banking and authentication. The login and transaction data that you enter are encoded in a colored mosaic. The mosaic is showed in your e-bank and then it is photographed using the camera of your smartphone. The data and the associated authentication code will be decoded by this app on your phone and displayed verification. The mosaic can be encoded only by your smartphone, but it does not require any Internet or mobile network connection.

#4 Splitwise iOS/Android

Do you remember how hard it is to collect your friend’s part of yesterday’s dinner bill? Well, Splitwise is the best way to share bills or other iOUs and make sure, everyone gets paid back. With this amazing app you can keep track of apartments bills and other shared expenses. Splitwise notifies you when your to pay your bills in time or when you forget to pay someone. Moreover, with its Fairness Calculator you can estimate several types of costs (like old furniture price that you wish to sell).

#5 Tink iOS/Android

Checking your expenses used to be boring and exhausting, but with Tink it has become easily managable and fun. Tink helps you to track your expenses, and see what did you spend a lot or a little, since your money is automatically organised into categories. After connecting your bank account, Tink automatically organises your expenses and highlights your most important financial events.
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